Management Team

Mark E. Moran
  • Mark E. Moran, QPA, ERPA

  • Vice President and a shareholder with the firm of Estate & Pension Advisory Board in Cherry Hill, New Jersey.

  • Personal Profile

  • I offer expert plan management skills with professional industry designations in the following areas:

    • Qualified Pension Administrator (QPA)
    • Enrolled Retirement Plan Agent (ERPA)

  • Professional Affiliations

    • Member of ASPPA Benefits Council of the Delaware Valley
    • Board Member of Society of Financial Service Professionals South Jersey Chapter
    • Member of Society of Financial Service Professionals Greater Philadelphia Chapter
    • Board Member of Montgomery County Estate Planning Council
    • Member of Exit Planning Exchange (XPX)

Jo-Ann Massanova
  • Jo-Ann Massanova, CPC, QPA, ERPA, CLU, CHFC

  • President and a shareholder with the firm of Estate & Pension Advisory Board in Cherry Hill, New Jersey.

  • Retirement Plan Consultant

    • with 25 years experience and expertise in New Business Development / Business Strategies / Customer Relations

  • Key Strengths

    • People Motivator
    • Bottom Line-Oriented
    • Optimistic & Enthusiastic
    • Timeline ConsciousAnticipating and Solving Problems
    • Respond Quickly to Change
    • Persistent in Project Completion

  • Professional Industry Designations

    • CPC (Certified Pension Consultant) and QPA (Qualified Pension Administrator)
    • CLU (Chartered Life Underwriter)
    • ChFC (Certified Financial Consultant)
    • Enrolled Retirement Plan Agent (ERPA)

  • Professional Affiliations & Accomplishments

    • Past President and founding Board member of the ASPPA Benefits Council of the Delaware Valley.
    • Past President of the South Jersey Chapter, Society of Financial Service Professionals (SFSP) 2012-2013 & is a continuing Board member.
    • Has written numerous published articles relating to diverse retirement plan topics.
    • Continuing Education speaker for many organizations on various retirement plan related topics.
Terry Paynter
  • Terr Paynter, MSPA, CPC

  • Enrolled Actuary
    Vice President - Administration

  • Terry is a consulting actuary and is Vice President of Administration with the firm of Estate & Pension Advisory Board in Cherry Hill, New Jersey. Terry has over thirty years of experience in the pension industry. In his role as a consulting actuary, Terry frequently consults with clients regarding various matters that relate to a client's retirement plan.

  • In addition to providing actuarial certifications for the firms defined benefit plans, Terry's other responsibilities focus on creative plan design, technical support, providing administrative services for plans and preparing studies for defined benefit & cash balance plans as well as combination defined benefit and defined contribution plans.

Ron Massanova
  • Ron Massanova

  • Chief Financial Officer & Chief Operating Officer

  • Ron is the Chief Financial Officer & Chief Operating Office with the firm of Estate & Pension Advisory Board in Cherry Hill, New Jersey. Ron has over twenty five years of experience in the areas of finance & accounting.

  • Ron handles all financial matters of the firm as well as overseeing the firm's benefit programs and coordinating the management of the programs with the service providers handling the benefit programs for the firm. In addition, Ron heads the trust accounting department which is responsible for reconciling plan assets as part of the annual valuation process and provides internal IT support for computer equipment and software.